We are Oystr
We are one of the largest alternative data providers in Africa, strategically closing the gap of financial inclusion by enabling lenders to extend credit facilities to mobile money agents, SACCOS farmers, merchants, informal-gig workers and more. We enhance lenders' decision-making process and significantly reduce the rate of non-performing loans (NPL).
We’re diversifying lenders' portfolios, opening them to new markets and giving the unbanked and underserved market an Oystr identity that leads to increased revenues for lenders and improved financial stability for Africans.
Oystr solutions are built to support lenders interested in the African market, enabling them to do business easily without facing the complexities regulations. Oystr let lenders select precisely the functionality they need, and to expand and adapt in line with changing demands . We work very closely with our customers and go the extra mile to secure the results they want. Through scalable infrastructure, outstanding service quality and new revenue generation strategies, we make our customer’s goals more achievable and secure long term profitability.
OUR VISION
To be Africa’s foremost financial and alternative credit bureau providing millions of African adults with a credit listing that enables them access credit facilities anywhere in Africa.
OUR MISSION
To provide 30 million African adults with identity, financial data and credit history that will help to integrate them into the credit system by 2025.
The Largest Data Infrastructure in Africa
Data aggregation: We aggregate relevant data and make it available to lenders through a single API.
We use data points from these aggregated data, to build an alternative credit assessment on the borrowers.
We save lenders time & resources (70%) by helping them with loan originations,
OUR VALUES
Innovation
Innovation is never stagnant, it evolves with the world.
Empathy
In order to serve the people at the bottom of the pyramid, you must first be an Empathy.
Resilience
Nothing replaces hard work, discipline and resilience. Standing united in the face of adversity.
Accessibility
Every feature built in must help drive financial accessibility to our customers.
Impact
To create a ripple effect by helping millions of African families out of the poverty line.
Profitability
Make money doing what we love while driving a positive impact on the continent.
