Have some questions you'd like answered? Here
are the answers to some frequently asked:
Who is Oystr Finance?
Oystr is the largest alternative data infrastructure in Africa. We democratize access to credit in Africa by leveraging alternative financial data in creating identities, and credit scores for thin file customers.
What Does Oystr Finance Offer?
We offer lenders and financial institutions access to customers' alternative transaction history and accurate credit scores. We also help process loan origination, sourcing and credit underwriting to reduce non-performing loans, and extend credit facilities to more Africans.
How Do I Pay For Data Received?
We operate a pay-as-you-use system. You can use a card payment or bank transfer method to top-up your wallet on our platform. Your wallet balance would only be debited on data requested and received.
Who Can Become an Oystr TH Data Partner with Oystr?
Telcos, SACCOs, Mobile Money Operators, and other platforms with informal data can partner with Oystr in providing consented data to financial institution and lenders. Becoming an Oystr TH partner is mutually beneficial. You’ll make additional revenue n every API call, and be part of the new age open finance system driving financial inclusion in Africa.
Who Can Become an Oystr Float Originator?
Merchants, Mobile Money Operators, SACCOs, Informal gig platforms, and more can become Oystr Float Originators. We’ll leverage your platform in originating loans for thin file customers, while you’ll get a specific percentage on every loan originated from your platform.
How Can I Become an Oystr Float Originator or Oystr TH Data Partner?
Simply send us an email on [email protected] and we’ll set up a skype meeting with your developers to enable us call data from your platform.
Can Oystr Help Diversify my Portfolio?
Yes, by leveraging alternative data from multiple channels, we’ll provide you with the data needed to extend your credit facilities to both formal and informal workers without high risk.
Does Oystr Handle Loan Origination and Sourcing?
Yes, with Oystr Float, you can trust your credit processing, capital financing and credit recovery.
Are Customers' Privacies Breached?
No, Oystr follows all necessary privacy laws in Africa. End customers give their full approval on every data provided. We do not provide data without customers' authorization.
How Does Oystr Finance Help the Underserved Communities?
We touch lives in underserved communities by providing financial institutions with the alternative data needed to see their credit worthiness. As a result, the unbanked and thin file customers can access financial products previously withheld.
How Do We Contact You?
Send an email to [email protected] , and we'll be in touch with you as soon as possible. We're intentional about our customers, so be assured we'll give you full details before you make any decision.
Built With Developers in Mind
With our seamless APIs, SDKs, and easy-to-read documentation, we help lenders and credit bureaus understand and access the profile of individuals and small businesses. Our APIs enable access to alternative sources of data and mitigation of the risk associated with credit extension to the underserved population.
