Services
Easily originate, disburse loans and fetch
financial history on Oystr.
Alternative Data
Go beyond the traditional credit underwriting process, and get access to alternative data that shows your borrower's true financial health.
Credit Disbursement & Collection
With our state-of-art solutions, we facilitate automated credit disbursement and easier loan collection and optimize credit risk assessment.
KYC Verification
Seamlessly verify customers identities in real time and know your customers more accurately and make informed decisions.
Alternative Creditworthiness
Access borrowers' true ability to repay loans via our extensive loan processing and underwriting capabilities.
Oystr TH
Leverage alternative data points to make smarter decisions.
Our service is designed to provide lenders with alternative financial transaction history and enable financial institutions to make smarter, informed decisions. Now, you can reach a broader range of potential borrowers and help drive economic growth in Africa. Get access to Sacco, Telco, MMO, AML and CRC Data through Oystr.
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Oystr Float
Launch a micro-loan product in less than 30 minutes.
Oystr Float provides lenders with a SAAS platform that enables them to extend credit facilities to Farmers, Mobile money agents, Merchants and Informal gig workers. Oystr takes care of; Micro-loan originations, Alternative credit assessment, Disbursal and Collection. Want to launch a loan product and scale your portfolio across Africa? Get started today!
Loan Product Categories
Mobile Money Agent
Nigeria
Typical credit: $50 - $2,000
Term: 24hrs - 30 days.
Average loan request monthly: 12,000
NPL: 0.2% - 1%
Merchants
Nigeria
Typical credit: $100 - $1,000
Term: 30 days - 90 days
Average loan request monthly: 12,000
NPL: 1% - 4%
Farmers
Nigeria
Typical credit: $2 - $50
Term: 24hrs - 30 days.
Average loan request monthly: 12,000
NPL: 0.5% - 3%
Get started with Oystr!
Easily access alternative financial data, creditworthiness and identify verification of borrowers across Africa.
Are you a Business?
Get access to various data you need to effectively and profitably give credit to your customers.
Get Started
Are you a Developer?
Our seamless Plug & Play API makes integration super easy with well documented APIs.
Read Api Docs
